How Our Rankings Work:
Our rankings are based on many factors and can help you find the best business right for you. Debt Relief Reviews uses an algorithm that utilizes industry data, company information, and analytics to determine rank and provide you with the top debt relief companies’ reviews. Our rankings can help you quickly make your comparisons on the best overall option right for you.
Read our FAQ below for additional information on how our reviews and rankings are determined and some considerations for choosing a debt relief company.
Frequently Asked Questions (FAQ)
FAQ
How are rankings determined?
Our rankings are determined based on a range of criteria, including but not limited to market data, company information, and years in business.
Does Debt Relief Reviews recommend any company over another?
We strive to offer objective reviews on debt relief companies across a range of reputable companies in the marketplace.
Is there a minimum level of debt to start with a debt consolidation company?
There is no minimum level of debt needed to start working with a debt consolidation company. Each company has experience working with consumers who have a range of debt from a few thousand upwards of tens of thousands of dollars.
When determining the best option for you, you should consider your debt amount and work with an experienced debt counselor to determine the best approach to your needs.
Are there any factors that influence rankings more than others?
Not one single factor influences the ranking decision more so than the others.
What should I look for when choosing a debt company?
There are many choices when looking for a debt consolidation company. Some factors that should be considered when looking for a reputable company are:
Debt Options:
When it comes to debt relief, no one size fits all. There are an array of options that can help consumers get back on their feet. It’s important to discuss with the business you are working with and your credit counselor what your options are based on the amount of debt you have and your current ability for payments.
Accreditation:
Look for companies that are members of the AFCC, American Fair Credit Council. This accreditation helps support and advocate for consumer rights for Americans with debt and financial burdens.
Fees:
Debt companies should be upfront about the fees they charge for their services. Reputable debt settlement companies will charge fees after the services are complete and will not charge upfront fees. If a company is not transparent about its fees or payment structure, it may be best to look elsewhere.
Length of time in business:
Working with an experienced business is essential. This helps show that the company has a strong track record of working well and negotiating with creditors and lenders.
Customer Service:
When working with a debt consolidation company, you want to ensure they have good customer service to answer any questions you have and are trustworthy in the information they provide. The Better Business Bureau and TrustPilot are two organizations that can help provide you with a general sense of recent experience consumers have had with the company.
Experience Financial Team:
An experienced financial team will have years in the industry, have relationships with creditors to negotiate the best rates, and will also be able to help guide you end-to-end through the process, so you are clear on every next step. Your counselor should also be able to provide advice or resources on setting yourself up for financial success in the future.
How do I start the process?
Utilize the no-cost service on our site to review and compare the best debt relief companies. When you find one you think fits your needs click through and get rates or apply for a loan instantly!
Still not sure?
Debt Relief Reviews provides expert agents to help you understand your financial circumstances and choose the best debt solution. If you're not sure which option is best for you, fill out the form below and an agent will call you.
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