Credible
Credible integrates with lenders and national credit bureaus to provide pre-qualified, personalized rates based on borrowers’ credit history. There is no impact on your credit score when comparing rates. Credible is easy, simple, and free to use, and it can take just two minutes to know what rates are offered to you.
Instead of reviewing rates across multiple websites, you can fill out one form, compare rates, confirm your loan and get funds directly deposited into your account. They pride themselves on transparency and honesty throughout the process and have helped over 1.4 million people compare rates. They also keep your information private and won’t sell your information to outside parties.
Get your rate online now!
Overall Rating
4/5 (Good)
Compare rates from multiple lenders
No impact on credit score
Best rate guarantee
Flexible terms
Free to use
About Credible
Credible was started in 2012 and has expanded from student loans to personal loans and mortgages. Credible aimed to build a private finance marketplace that works with the consumers in mind. It quickly lets consumers compare loans, mortgages, and other financial information from lenders.
If you have questions about the process, you can easily browse their FAQ section, call a representative directly or chat with a member of their team directly on their website.
Program Options
On Credible, you can compare multiple prequalified rates from lenders in minutes for loans available to you with no impact on your credit score.
Personal loans
Student loans
Student loan refinancing
Home loans
Mortgage refinancing
Credit cards
Reputation
Credible has over 4,900 reviews on TrustPilot with an excellent rating. People often mention that their experience with Credible was easy, transparent and fast.
A+ Better Business Bureau
No formal complaints
American Fair Credit Council Member
Cost & Other Highlights
Credible is free to use and has no hidden fees. Through their free system, you can quickly compare rates from multiple lenders to find the best offer for you. Loan amounts range from $600 to $100,000. They have easy-to-use calculators to see how much you can end up saving throughout your loan.
Offer best rate guarantee
Products across 47 states
This content is not provided by Credible or any of the Providers on the Credible website. Any opinions, analyses, reviews, or recommendations expressed here are those of the author’s alone and have not been reviewed, approved, or otherwise endorsed by Credible