Credit & Debt helps consumers “connect the dots” to best-in-class solutions. It offers a website, financial education, and free coaching that aims to assist users in making personal financial decisions. Customers can create a free account and use the AI-driven “Money Sensei™” technology to manage all financial accounts.
Access a debt consolidation solution or get answers to your money questions from a qualified financial coach.
Overall Rating
4.5/5 (Great)
No-cost services
Pressure-free consultation
Free online portal & account connection
No complaints
Multiple debt solutions
Other financial products/services
About Credit & Debt
Program Options
Credit & Debt offers access to a variety of professional debt relief services as well as DIY debt help.
Debt Consolidation
Nonprofit Debt Management Plans
Personal Loans
Identity Theft Protection
Credit Monitoring
Credit Cards
Reputation
Credit & Debt was born out of a nonprofit with a 45-year history of financial coaching and has expertise in debt, credit, and financial products like credit cards and personal loans.
No formal complaints
Partners with nonprofits
Cost & Other Highlights
Credit & Debt’s services and products are free. They offer access to their online Money Sensei™ tool at no cost plus free financial coaching for every member. They offer services and products from partners who may charge a fee but you’ll never pay for anything on their website.
100% Free Financial Coaching
Offers services/products nation-wide
Explore credit card options
Apply for a personal loan in 3 minutes
I feel that I have received the help and direction I needed to help resolve my mother’s financial dilemma. I thank you so much for your services.
Your credit counseling truly saved my life and my marriage. I only wish I had found this company earlier. The people that, I spoke with truly had my best interest satisfied. Ms. Donna Mclean and Ms. Lisa Misquez really dug into the problem at heart and found the best solution to solve our credit issue. I will happily anyone to call and use this service I have a daughter that, is trying to rebuild hers and her husbands credit. They started a new business so I will definitely have her call. I can’t say thank you enough for hiring the wonderful people that, you do. I don’t believe they see this as a job/career but, a true opportunity to someone.
My coach was knowledgeable and very helpful. She went over everything with me and gave my suggestions for areas of my budget that needed adjustment, then came up with a payment plan that will save me money and enable me to get on the path to becoming debt free. I feel an enormous weight has been lifted from my shoulders.