Credit.org is a nonprofit credit counseling service that has been in business for over 46 years, according to their website. They offer free credit, debt, and housing counseling. They offer access to the best debt relief options, including nonprofit Debt Management Plans, and have a website with free educational content and calculators.
Consult with a counselor and start your free debt analysis today!
Overall Rating
4.5/5 (Great)
A+ Rated and accredited by the BBB
Offers nonprofit debt relief programs
Free online tools and calculators
Free debt analysis and budget
All solutions are low or no cost
Provides access to other verticals like housing assistance
About credit.org
Program Options
Credit.org provides nonprofit Debt Management Plans and access to education about other service options like:
Nonprofit Debt Management Plans
Housing assistance
Credit counseling
Student loan counseling
Reputation
As a 46-year nonprofit, credit.org has helped Americans improve their finances since 1974. Their credentials speak for themselves:
A+ Rated and accredited by the BBB since 1983
Accredited by the Council on Accreditation
HUD-approved housing counseling agency
Member of the NFCC
Consumer Credit Counseling Service (CCCS) agency
Cost & Other Highlights
Credit.org’s counseling sessions are always free. Some of their programs, like student loan counseling and Debt Management Plans, occassionally have a small fee associated with them. The fees usually outweigh the savings greatly and the company often offers to waive those fees for certain services.
100% free credit and debt counseling
Free online calculators
Housing assistance and foreclosure prevention counseling
Live online events and workshops
I actually talked to two coaches, after the first one, called back expecting to talk to him, then got another coach. Both were very good at their jobs, and I felt confident by making this very difficult decision. I look forward to the process. I have confidence in the company that your agency associated with me are decent people with my welfare a priority with them.
The financial coach was quick to put us at ease and make us comfortable with the counseling that we would go through in getting a reverse mortgage. She was very knowledgeable about the reverse mortgage and able to answer all the questions that my wife and I had.
Your service was exceptionally professional, patient and understanding of my dilemma. I am extremely grateful for your representatives taking the time to hear my situation and explain thoroughly the various options for a satisfactory conclusion.