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2021 Best Debt Consolidation Companies

When you’re doing your due diligence to find the best debt consolidation companies, it’s hard to know who has your best interest at heart. We are a reviews site that puts consumers first. We vet the top debt relief companies so that you don’t have to. 

Still have questions? We have financial coaches who can help you decide if debt consolidation is right for you and which company matches your needs. 

Learn more about how we rank companies

2021 Debt Relief Companies

1. Americor

5 star rating

2. Credit & Debt

4.5 stars

3. credit.org

4.5 stars

Last updated December 2021

2021 Debt Consolidation Company Ratings

Our 2021 Top Pick

One Low Monthly Payment

E

Apply for free in minutes

E

Reduce unsecured personal and business debt

E

Better Business Bureau (BBB) A+ Rating

Offers unique, free financial tools

E

Pay off debt in as few as 24 months

E

Consolidate to one easy monthly payment

E

Avoid bankruptcy + save your credit score

Offers nonprofit debt consolidation

E

Get out of debt without bankruptcy

E

Offers free financial education and calculators

E

Free credit and debt counseling

Compare offers from multiple lenders in minutes

E

Debt consolidation loans/personal loans

E

No direct credit score impact

E

Best-rate guarantee

E

Debt consolidation loans/personal loans

E

Funds directly deposited

E

Flexible terms & no prepayment penalties

AmOne

4 stars
E

Loans up to $50,000

E

Offers for various credit ratings

E

No upfront fees

Sofi logo
3.5 stars
E

Easy online application

E

Personal loans + other products

E

No hidden fees

Our 2021 Top Pick

One Low Monthly Payment

E

Apply for free in minutes

E

Reduce unsecured personal and business debt

E

Better Business Bureau (BBB) A+ Rating

Debt Relief Reviews

is dedicated to providing accurate information to help you climb out of debt.

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Top 3 Debt Consolidation Companies

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Americor

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Credit & Debt

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How Debt Consolidation Works

When you have multiple debts spread across credit cards, it can be hard to keep track and pay it all down. Rather than making multiple payments every month, you can consolidate your debt into one monthly payment.

Learn more about the types of debt consolidation in this article.

What is a Debt Management Plan?

Debt can be hard to manage on your own.

When you enroll in a debt management plan, your interest rates and month payment can be reduced.

Still not sure?

Debt Relief Reviews provides expert agents to help you understand your financial circumstances and choose the best debt solution. If you're not sure which option is best for you, fill out the form below and an agent will call you. 

Consultations with an expert Debt Relief Reviews agent are 100% free!